So yesterdy I was driving in Eugene, OR signing the lease on the place I'm moving to next month(It has a garage! I'm stoked!) and then some idiot runs a stopsign and my car gets totalled. Then the driver's husband proceeds to threaten me nd call me names and call me a liar, and then they proceed to threaten the witnesses as well. Stupid people.... Anyways, I only carry liability insurance. They have no license and no insurance. Lame. Then i found out that for $4 a month i could have been having un/under-insured motorist protection, which would have given me $10000 to replace my car. Lame! Wish I had that... I urge everyone to get that added to their policies. It's cheap, and with all the tweakers/irresponsible driving, you can't afford not to... I'm fine. Sore neck, ankle and ribs, but I'll be fine.