I have built a 36" bike that stays low for anyone to ride, such as you describe.I would love to have a 32" wheeled bike. One extra set of wheels with studs so I could do winter rides in the state of Misery. AS short as I am it would have to be an extended frame to get the standover low enough to ride without a ladder along. It would look so exotic as such. But I'm thinking with the weight it would need to be designed as an electric with bottom bracket drive, 72 volt driven CYC probably. It would add another $1200 to the bike for electric assist. I wouldn't need my current stack of bikes. Maybe a grocery trailer that is proportional to the rest of the bike. And as long as I'm dreaming about un-OB-tanium it could be made of TI-tanium! Just wondered if anyone would bite and say, "I'll build that for you Your Shortness!" I am such a dufus! Be Well, SS.