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RAT ROD BIKES
BIKE I.D. & VALUATION QUESTIONS
Bike valuation for insurance company?
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<blockquote data-quote="oldiron" data-source="post: 1212185" data-attributes="member: 33934"><p>I had the same ins. co for 25 years with no problems, then all at once they got greedy, I signed with a new company, then they dropped me for a huge list of issues. </p><p>I don't have the option of USAA but I tried and got quotes from 14 others and only one didn't have issues about one thing or another. </p><p>I can't imagine what the problem is with a bunch of bikes or a few trailers. I'm a half hour from the shore, every other house here has a boat or two in the yard. (A few towns though have banned boats being stored in residential yards, a buddy got a warning about his canoe along side his garage last fall.</p><p>None of the items in question can be seen from the road, none are accessible to the public. </p><p>The thing that I really didn't understand is why a company that's insuring my truck refused to insure my home where its parked because of that very vehicle being diesel. Its got passenger tags on it and its not a business vehicle. I'm retired, its my spare vehicle and my tow vehicle for my boats and a few other toys. Back when I was pricing car insurance here the prices were all over the place, with a few refusing to insure me because I have a motorcycle endorsement on my license. That's also been a problem with health insurance, with one company refusing to insure motorcyclists. </p><p>I was told that's illegal but no one enforces it. Having a MC license forced me into the state insurance pool before I retired. MC insurance also went nuts here, from $75/yr in 1999 to over $1200 now. </p><p>A MC is now more than a car to insure. I've ridden all my life and never had a claim or accident, I can't imagine what having a bad driving record would cost someone here. </p><p></p><p>If insurance cost, taxes, and zoning wasn't such and issue here I'd have a lot more but insurance costs more than the vehicle here. </p><p>It seems sometimes that they really hate bicycles here, the bike lanes here are deadly, where they even bother to paint lines or the little pictures of bikes, and the roads have no shoulders these days. Its tough to ride anywhere around here without worrying about getting run over in traffic or harassed by the police because they see bikes as a nuisance. Two buddies with the police force keep asking me why on earth would I want to ride a bike when I have a valid driver's license?</p><p>They see all bike riders as DUI recipients and treat them as such. When I ride, its a rare occasion to pass another person on a bicycle here. </p><p>It also shows when you go to sell a bike here, there's zero interest for the most part here unless you give them away for pocket change. Its hard to tell what went wrong around here over the years because 40 years ago everyone had bikes and there wasn't a kid who didn't grow up with one. </p><p>Now kids never learn and never get that first bike. Likely because they took the fun out of it here.</p></blockquote><p></p>
[QUOTE="oldiron, post: 1212185, member: 33934"] I had the same ins. co for 25 years with no problems, then all at once they got greedy, I signed with a new company, then they dropped me for a huge list of issues. I don't have the option of USAA but I tried and got quotes from 14 others and only one didn't have issues about one thing or another. I can't imagine what the problem is with a bunch of bikes or a few trailers. I'm a half hour from the shore, every other house here has a boat or two in the yard. (A few towns though have banned boats being stored in residential yards, a buddy got a warning about his canoe along side his garage last fall. None of the items in question can be seen from the road, none are accessible to the public. The thing that I really didn't understand is why a company that's insuring my truck refused to insure my home where its parked because of that very vehicle being diesel. Its got passenger tags on it and its not a business vehicle. I'm retired, its my spare vehicle and my tow vehicle for my boats and a few other toys. Back when I was pricing car insurance here the prices were all over the place, with a few refusing to insure me because I have a motorcycle endorsement on my license. That's also been a problem with health insurance, with one company refusing to insure motorcyclists. I was told that's illegal but no one enforces it. Having a MC license forced me into the state insurance pool before I retired. MC insurance also went nuts here, from $75/yr in 1999 to over $1200 now. A MC is now more than a car to insure. I've ridden all my life and never had a claim or accident, I can't imagine what having a bad driving record would cost someone here. If insurance cost, taxes, and zoning wasn't such and issue here I'd have a lot more but insurance costs more than the vehicle here. It seems sometimes that they really hate bicycles here, the bike lanes here are deadly, where they even bother to paint lines or the little pictures of bikes, and the roads have no shoulders these days. Its tough to ride anywhere around here without worrying about getting run over in traffic or harassed by the police because they see bikes as a nuisance. Two buddies with the police force keep asking me why on earth would I want to ride a bike when I have a valid driver's license? They see all bike riders as DUI recipients and treat them as such. When I ride, its a rare occasion to pass another person on a bicycle here. It also shows when you go to sell a bike here, there's zero interest for the most part here unless you give them away for pocket change. Its hard to tell what went wrong around here over the years because 40 years ago everyone had bikes and there wasn't a kid who didn't grow up with one. Now kids never learn and never get that first bike. Likely because they took the fun out of it here. [/QUOTE]
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