I don't think that there's any one, universal standard for anything, anywhere, especially anything bike-related. I think that regarding gear ratios, it really comes back to rider preference & ability, terrain, type of bike, type of riding, etc. Throw multi-speed into the mix, and you can cover more bases at once, but even then, there are a lot variables. Typical cruisers were geared around 65 gear-inches or so, and 3-speed cruisers would be about 88 in high gear. Older 10-speed road bikes were usually geared to have a range of about 35 to 100 gear-inch ratio combinations, but a modern road bike with a triple chain ring might range from, oh, the lower 20s up to near 120 gear inches. And, for whatever it's worth, my RRBBO7 entry, with a S-A eight speed hub, has a range of 47 to 153 gear inches. However, I can't yet particularly crank the top gear or two well enough to take advantage of the 40+ mph speeds it could potentially give me.
If you're dealing with a old single speed cruiser, slap a 52T chain ring on and a 14T cog - I think those are about the limits of what would directly fit - and see if you can readily crank it on the roads you normally ride. It's easy to back down to "slower" ratios if it doesn't work out for you. FWIW, that combination (with a typical balloon tire) will net you about 17 mph at a 60 RPM crank speed, and about 23 if you turn an 80 RPM cadence. That's just shy of top gear on an old 10-speed with 27" tires, so I think it would be tough to pedal normally for most people, even on flat ground. But your mileage may vary...
So, no, there's no perfect ratio that suits everybody that just wants to go fast. Ultimately, it comes down to what, where, and how you ride.