As I'm sure most people on this board, I hate paying a lot of money for a bike. I have wanted a Schwinn Racer for a while but it sure is hard to find a nice one under 100 bucks. I found this Penny's 3 speed leaning against a dumpster at my girlfriends condo. I aired the tires up and rode it. Not a flipin thing wrong with it, besides everything needs grease. I actually like this better than the Schwinn counterpart, the fenders on this are sweet. I don't think the patina look is good for this style of bike so it might get repainted and pin striped over the weekend.