Hi, guys. I would like to say a few words.
1. About lights and reflectors. If You aren't riding on the street I guess it doesn't matter, but if You are forced to ride in traffic I would not remove them. I had an accident where I was driving my old Benz station wagon - close to 5 meters long and some gal came out of a side street and crashed in my passenger side. Luckily she had just started from a full stop and though the whole right side - front light to tail light - was demolished no-one was hurt. She said she didn't see me.
2. About the brakes - my mom has that women's bike, similar to a Holland bike. The front brake cable tore and since she was going on a holiday in a few days she decided to ride the bike and let me take it to the shop while she is absent. She has a coaster brake as well. The very next day on the first big crossroad on a red light the chain fell off. It didn't snap, just fell off. Thanks god, she was able to turn right and avoid being hit. She learned a few words she didn't knew yet from the drivers...
And there was that guy in the UK riding a fixie with a front brake only and he killed a pedestrian. I know a fixie is much harder to stop than a normal bike, but still.
3. Safety gear - I just crashed a few days ago with my bike, nothing bad, only a few scratches, but I wish I had my gloves on.
My mom got startled by two guys having a jolly conversation in the bend and before she knew it she flew to one side, the bike to the other. I had a helmet that I didn't like (makes my head look reeeeeal big) so I gave it to her and she always wears it when riding.
So here is the thing about accidents, we never plan on having them and when it happens it happens faster than one can react, so...
I don't want to sound patronizing, I myself learned a few things the hard way. Many riders don't realize how vulnerable they are in an accident or how fast they are going. Watch for dangerous situations one block ahead and try to avoid them. Take it a bit slower in low or poor visibility conditions! I have seen guys on road bikes coming as fast as they could around the bend on bike paths. That a child could be in their way has never occured to them. Needless to say they are driving a car exactly the same way.
Don't endanger Yourselves and others! A motorcycle rider is usually wearing a helmet, gloves, some protective clothing. We aren't.
Stay safe.