Is this a Schwinn phantom

[freddy]

is this a phantom has a locking fork
Look quick didn’t find serial number

 

[Pondo]

I don't know these well enough to know if it's phantom. The dropouts look post war so the serial number might be on the non-drive side dropout, possibly partially covered by the axle nut. @Wildcat might have an idea what you've got here.

 

[freddy]

Serial number h60618

 

[Pondo]

That serial# comes up 1953 on the decoder website. I don't see a Black Phantom model for the women's frame for that year so it's probably a different model that someone did up as a Phantom. Still a neat bike.
https://bikehistory.org/catalogs/1953.html