Is this a Schwinn phantom

[freddy]

is this a phantom has a locking fork
Look quick didn’t find serial number

 

[Pondo]

I don't know these well enough to know if it's phantom. The dropouts look post war so the serial number might be on the non-drive side dropout, possibly partially covered by the axle nut. @Wildcat might have an idea what you've got here.

 

[freddy]

Serial number h60618

 

[Pondo]

That serial# comes up 1953 on the decoder website. I don't see a Black Phantom model for the women's frame for that year so it's probably a different model that someone did up as a Phantom. Still a neat bike.
https://bikehistory.org/catalogs/1953.html

 

[Wildcat]

H with 5 digits could also be 1946, but there's no way to know what parts have been changed, added, or painted.
Is the number on the dropout or bottom bracket?

The headtube seems to be originally white, so that would rule out a Phantom. The rims aren't Schwinn but it looks like everything else is.
Here's a 53 Hornet from the catalog. Yours has a phantom headlight and springer that may have been added on when new.

 

[freddy]

Serial number on bottom bracket

 

[Wildcat]

Serial number on bottom bracket

That makes it a 46. Maybe a Hollywood. From the 46 catalog.